Second, health care needs to be portable. Most of the plans favored by the Democrats are tied to the workplace. Studies show that Americans will change jobs 11 times before they turn 40. Why deny this reality? Because organized labor, the biggest interest group pushing health-care reform, is workplace-centric and geared to the needs of the 20th century, not the demands of the 21st.

Third, look for evidence that health-care costs will be curtailed or restrained. When all is said and done, the Republicans — and a goodly number of conservative Democrats — are more interested in protecting the profits of the powerful insurance industry than the well-being of the public.

Understanding what is at issue in the health-care debate may not be simple, but it need not be painful.

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